- Fund Size: R170 million dedicated to commercial property opportunities.
- Comprehensive Financing: Up to 110% of the purchase price for commercial, industrial, or office premises
- Co-Financing Opportunities: Collaborating with other financial institutions to support significant commercial property transactions.
- Deal Size: R5 million – R15 million structured solution extending over 7–10 years.
Fund Overview
Vumela 5 offers impactful and flexible financing solutions to South African SMEs, focusing on Commercial Property Finance and Renewable Energy Solutions. Our mission is to empower black-owned, high-potential SMEs by providing capital and strategic support for resilient growth.
Our Investment Mandates
Commercial Property Solution
Designed to enable SMEs to own or expand their industrial and commercial premises, this mandate targets light-industrial SMEs with commercial properties that are essential to the business’ operations.
Rising rental costs can be a significant challenge for long-term tenants; Vumela 5 offers up to 110% financing to help SMEs transition from leasing to property ownership. By enabling ownership, we help SMEs enhance operational stability, invest in property-specific improvements, and ultimately build enduring assets.
Funding Details:
Qualifying Criteria:
- Businesses that are at least 51% black-owned
- Viable business, with greater than 2 years’ operating history, looking to secure suitable retail, commercial or industrial premises.
- QSE businesses with an annual turnover of between R10 million and R50 million.
Renewable Energy Solution
Tailored to meet the need for energy security and cost efficiency among SMEs, this affordable asset back financing solution aims at supporting SMEs with affordable access to finance for their renewable energy needs
Funding Details:
- Fund Size: R60 million dedicated to renewable energy solutions
- Renewable Asset Finance: Up to 100% of the financing of renewable assets contributing towards energy security or cost efficiencies for industrial SMEs
- Working Capital: A unique working capital facility solution specifically for approved renewable energy installers and equipment providers
- Deal Size: R2 million – R10 million structured solution extending over 5–8 years.
Qualifying Criteria:
- Businesses that are at least 51% black-owned
- Viable businesses with greater than 2 years’ operating history, and a clear path to profitability post investment..
- QSE businesses with an annual turnover of between R10 million and R50 million.
Apply for funding
Vumela’s 5th Fund is seeking majority black-owned businesses with a turnover of less than R50m requiring longer-term, asset-backed financing solutions.